Updated ·

Premium AI coding plans: the $100+/mo tiers.

If you code with AI all day, the max tiers can be much cheaper than paying the API per token. Here is every $100+/mo tier and what it actually includes, sorted by cheapest premium tier first. Prices verified July 2026.

  1. #1

    Codex

    LLM Plan
    Pro $100/mo · 5x Plus usage - Fast mode - GPT-5.3-Codex-Spark preview
    Pro Ultra $200/mo · 20x usage - 250 Deep Research - 1M token context - 400K context
    View plan
  2. #2

    Claude

    LLM Plan
    Max 5x $100/mo · 5x Pro usage - priority access - Claude Code - Claude Design
    Max 20x $200/mo · ~220K tokens/5h - ~93% savings vs API - task budgets
    View plan
  3. #3

    Ollama Cloud

    Model Marketplace
    Max $100/mo · 10 cloud models - 5x more than Pro - sustained agent work
    View plan
  4. #4

    GLM / Zhipu AI

    LLM Plan
    Max $160/mo · ~1,600 prompts/5h - GLM-5 full access
    View plan
  5. #5

    Kilo Pass

    Model Marketplace
    Expert $199/mo · Up to $278.60 in credits - no rate limits - usage analytics
    View plan
  6. #6

    Kimi (Moonshot)

    LLM Plan
    Vivace $199/mo · Unlimited agents - max speed - extended context
    View plan
  7. #7

    Augment Code

    Code Editor
    Max $200/mo per seat · 450,000 pooled credits - admin dashboard - priority
    View plan
  8. #8

    Cursor IDE

    Code Editor
    Ultra $200/mo · 20x credits - ~$400 pool - priority features - parallel cloud agents
    View plan
  9. #9

    Windsurf

    Code Editor
    Max $200/mo · Significantly higher quotas - priority support - multi-hour agent work - Turbo Mode
    View plan
  10. #10

    Devin

    Cloud Agent
    Max $200/mo · Significantly higher quotas - everything in Pro
    View plan
  11. #11

    Amp

    Terminal Agent
    Enterprise $1,000 one-time · 50% more expensive - grants $1,000 usage - managed policy & SSO
    View plan

Not sure you need a premium tier? Start with the best plans under $20 and upgrade when you consistently hit the limits.

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Sources: official sites · r/ClaudeAI · r/ChatGPT. Plans and features may vary - check official sites for the latest. This roundup is regenerated each month from ai-plans.json.